Office Administrative Assistant Exam 2025 – 400 Free Practice Questions to Pass the Exam

The correct answer provides a critical safety net for employees who experience work-related injuries. Workers' compensation insurance is specifically designed to cover wage replacement for employees during their recovery period after a workplace injury, as well as medical benefits for the treatment of those injuries. This type of insurance ensures that employees do not face financial hardship when they are unable to work due to an incident that occurred on the job.

Health insurance primarily covers a range of medical expenses but does not specifically address wage loss related to workplace injuries. Disability insurance generally provides income replacement for individuals who are unable to work due to non-work-related reasons. Life insurance offers financial protection to dependents in the event of an employee's death, which does not relate to workplace injuries or recovery. Thus, Workers' Compensation is the appropriate insurance type that addresses both the medical and wage replacement needs of employees injured while performing their job duties.